CBDC or stablecoin? There is a third way - tokenized deposits
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A few days ago, the Secretary of the U.S. Treasury admitted that she’s still on the fence about digital currency . Unlike the Bitcoin-loving president of El Salvador, Secretary Yellen thinks further …
Earlier this year, Citi published a paper entitled “ The Regulated Internet of Value ” (the “Citi Paper”). In it, Tony McLaughlin, Head of Emerging Payments and Business Development at Citi’s …
Mainstream, tech, and fintech media is bubbling with central bank digital currency (CBDC) chatter. The Bank for International Settlements (BIS) is performing excellent research on the topic . …
In discussions about central bank digital currencies (CBDCs), the term “two-tier model”, or some variant of it is frequently used. Unfortunately, the two-tier term is confusing as it can have very …
In several analyses of CBDC infrastructure and models, the issue of whether to use an account-based or token-based (aka value-based) CBDC is discussed. However, for any practical purposes I fail to …
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